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5 Ways to Accept Credit Card Payments


Antasha Solomon

Cash is still king, but not necessarily in its paper form. The majority of consumers carry less than $50 in their wallet (if they’re carrying any cash at all). 

The reality is, any restaurant hoping to hit it off the ground with their customers in this day and age needs to accept credit cards as a form of payment. We know you probably already know that, but did you also know there are five different ways you can accept plastic payments? No? It’s time to get reading!

Here are the five most common ways payments are accepted.

1. Manual Entry

These payments are done by manually keying in the card information. Generally speaking, this is the last resort when it comes to accepting a payment because it’s time consuming and can cause errors.

2. Swipe

This is the most common method of processing a payment in the U.S., although that’s changing. When a card is swiped, the magnetic stripe on the back of it is read when it comes into contact with a credit card reader.

3. Dip and Sign

Dip and sign payments are gaining popularity in the U.S. with the introduction of EMV readers. Rather than swiping, customers dip their card into an EMV reader and then sign to complete their transaction.

4. Chip and Pin

This is the preferred method of accepting payments in countries like Canada and the UK because it’s considered to be extremely secure. In this scenario, the card is dipped into an EMV reader and processed only after the customer enters their pin rather than giving a signature.

5. Tap

This can be done one of two ways — either through a mobile phone or the debit or credit card itself. It’s done through a mobile device when a customer has their credit or debit card information stored on their phone and when they make a payment they unlock their phone and hold it above a contactless payment reader.

Tap-and-go is done with a card containing a computer chip and antenna. When tapped against a card reader, this technology sends data wirelessly to a terminal within close proximity and completes the purchase through a process known as near-field communication.

So there you have it – five ways to make taking payment more convenient for your customers. Which method has your heart? We want to know, so share this post on Facebook and tag us

Antasha is a Marketing Specialist at TouchBistro where she spends her days advising restaurateurs on their point of sale systems and her nights writing hospitality-related content. A veteran bartender and server, Antasha enjoys bringing her industry experiences to life through blogging. Her three-year-old son and BFF, Elijah, is her self-proclaimed muse for all things creative.

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